How Blockchain Technology Is Helping Businesses In the past months, blockchain technology has expanded considerably. While a year ago blockchain was an unfamiliar side note synonymous with Bitcoin, these days there are dozens of functions making their way into normal media. Contracts based on blockchain technology can efficiently avert holdup in payments for delivered goods and make it unfeasible to unilaterally alter original contracts.The information by Korea Small Business Institute (KOSBI) said blockchains can unlock new horizons for how small and medium enterprises (SMEs) carry out business with their superior contractors, a news agency stated. Blockchain, often related with cryptography and virtual currency, is well thought-out an principled digital ledger that can file all sorts of transactions and information. The arrangement is intended for a wide range of data sharing among a enormous number of computers that are all associated together in a “chain” that hypothetically cannot be interfered with A spokesperson claimed that a agreement distributed through the blockchain system will make deferred payment and independent changing of a deal a thing of the past. He added that because smart contracts that are associated to virtual currency can be set in advance so immediate payments are made when contractual conditions are met, there is no way for a big firm to withhold or delay payment. To create such an environment, it is essential that a kind of public blockchain be developed and set up so it can be used by firms the research fellow was cited as saying according to Forbes. The Way Ahead Blockchain fundamentally functions as a dispersed ledger system spread as a network of blocks where each block comprises time-stamped data. In addition to being used within the financial industry, Blockchain technology has widespread impending as a business resolution for any industry type, ranging from healthcare to wellness, to logistics exhaustive businesses. The post How Blockchain Technology Is Helping Businesses appeared first on OWLT Market.

In the past months, blockchain technology has expanded considerably. While a year ago blockchain was an unfamiliar side note synonymous with Bitcoin, these days there are dozens of functions making their way into normal media.

Contracts based on blockchain technology can efficiently avert holdup in payments for delivered goods and make it unfeasible to unilaterally alter original contracts.The information by Korea Small Business Institute (KOSBI) said blockchains can unlock new horizons for how small and medium enterprises (SMEs) carry out business with their superior contractors, a news agency stated. Blockchain, often related with cryptography and virtual currency, is well thought-out an principled digital ledger that can file all sorts of transactions and information.

The arrangement is intended for a wide range of data sharing among a enormous number of computers that are all associated together in a “chain” that hypothetically cannot be interfered with A spokesperson claimed that a agreement distributed through the blockchain system will make deferred payment and independent changing of a deal a thing of the past.

He added that because smart contracts that are associated to virtual currency can be set in advance so immediate payments are made when contractual conditions are met, there is no way for a big firm to withhold or delay payment. To create such an environment, it is essential that a kind of public blockchain be developed and set up so it can be used by firms the research fellow was cited as saying according to Forbes.

The Way Ahead

Blockchain fundamentally functions as a dispersed ledger system spread as a network of blocks where each block comprises time-stamped data.

In addition to being used within the financial industry, Blockchain technology has widespread impending as a business resolution for any industry type, ranging from healthcare to wellness, to logistics exhaustive businesses.

The post How Blockchain Technology Is Helping Businesses appeared first on OWLT Market.

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Blockchain and IoT: The Blockchain Opportunity And Challenge IoT is ubiquitously precise now. Although it has been rough for some time, IoT is progressively rising in popularity and ability to become one of the most ever-present technologies today. According to the study and analysis firm Gartner, there were around 8 billion associated gadgets in use at the finish of 2017. That’s a 31% boost from the year before, and it’s not deliberating down. It’s projected that there will be aloft of 20 billion connected devices by the ending of 2020. Certainly, IoT isn’t the only technology making a solemn run right now. Blockchain technology, the accounting backbone that rules cryptocurrencies like Bitcoin, is pending into its own as well. In an assessment of cryptocurrencies and Blockchain technology, The Brookings Institute initiated that the Blockchain is the main novelty. Certainly, regardless of eyebrows raising price develops and outstanding headlines connected with cryptocurrency, its top gift may be the technology that influences it. Exciting New Technologies Regardless of unbelievable successes in 2017, both of these technologies are still in their hype stage. What they will be is so much superior to what they at present are. For IoT, there are remaining concerns about its aptitude to secure billions of devices associated to a hostile internet. Although IoT is rolling ahead, it doesn’t take too many news stories about a hacked IoT baby check to stop the group in its tracks. Readying the Blockchain Last week, Jamie Dimon, the CEO and JP Morgan Chase and a community face of crypto-skepticism, recognized in an interview with Fox Business, the Blockchain is genuine. By that, Dimon meant that the Blockchain is a feasible technology that will make a real bang across industry divisions. While it’s certainly real, it’s absolutely not prepared. In its present state, the Blockchain is separated among its various firms and platforms according to Coin Desk. Developing connections between these Blockchains and letting them benefit from on one another’s forces is an essential next step toward sensible Blockchain integration. The post Blockchain and IoT: The Blockchain Opportunity And Challenge appeared first on OWLT Market.

IoT is ubiquitously precise now. Although it has been rough for some time, IoT is progressively rising in popularity and ability to become one of the most ever-present technologies today. According to the study and analysis firm Gartner, there were around 8 billion associated gadgets in use at the finish of 2017. That’s a 31% boost from the year before, and it’s not deliberating down. It’s projected that there will be aloft of 20 billion connected devices by the ending of 2020.

Certainly, IoT isn’t the only technology making a solemn run right now. Blockchain technology, the accounting backbone that rules cryptocurrencies like Bitcoin, is pending into its own as well. In an assessment of cryptocurrencies and Blockchain technology, The Brookings Institute initiated that the Blockchain is the main novelty. Certainly, regardless of eyebrows raising price develops and outstanding headlines connected with cryptocurrency, its top gift may be the technology that influences it.

Exciting New Technologies

Regardless of unbelievable successes in 2017, both of these technologies are still in their hype stage. What they will be is so much superior to what they at present are. For IoT, there are remaining concerns about its aptitude to secure billions of devices associated to a hostile internet. Although IoT is rolling ahead, it doesn’t take too many news stories about a hacked IoT baby check to stop the group in its tracks.

Readying the Blockchain

Last week, Jamie Dimon, the CEO and JP Morgan Chase and a community face of crypto-skepticism, recognized in an interview with Fox Business, the Blockchain is genuine. By that, Dimon meant that the Blockchain is a feasible technology that will make a real bang across industry divisions. While it’s certainly real, it’s absolutely not prepared.

In its present state, the Blockchain is separated among its various firms and platforms according to Coin Desk. Developing connections between these Blockchains and letting them benefit from on one another’s forces is an essential next step toward sensible Blockchain integration.

The post Blockchain and IoT: The Blockchain Opportunity And Challenge appeared first on OWLT Market.

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Sensex Scaled High Record, However Mutual Funds Return Are Moderate Despite of the fall in crude oil prices and firm global cues, Sensex hits a high record of 36,492.49 on July 12, 2018. But, returns from mutual funds are just moderate. S&P BSE Sensex moved 161 points up at 36,424.23 and reached its new high record of 36,492.49 in the early trade on July 12. Manish Gunwani, CIO-Equity, Reliance Mutual Fund, said that Sensex has made “all-time high” record in spite of all the issues. But, the wider market has substantially “underperformed the Sensex,” over the past six months, he added. The 2017 GDP ranking by the World Bank that places India ahead of France inspired the market. According to the report, India is ranked as the world’s sixth-biggest economy. But, many mutual fund schemes excluding the large-cap mutual funds have seen negative returns in the past one month. “The extent of underperformance of the mid- and small-cap indices is near extreme,” said Gunwani. Fund managers feel that the “market is bi-polar” during this period and that it is an infrequent situation. At present, the market is favourable for some stocks with high quality growth, such as, Reliance, HDFC Bank, Bajaj Finance, and TCS, said Gautam Sinha Roy, Senior VP/Fund Manager, Motilal Oswal Asset Management. Roy also added that only these stocks with high quality growth have performed well and not the total market. He further added that the market is scaling up as these stocks hold a heavy weight in the index. Hence, most of the mutual fund schemes are not performing impressively, he said. The stocks that have seen higher earnings growth or that expecting higher earnings growth are most preferred in the market at present. Mostly, the large-cap stocks are performing better right now. The large-cap mutual fund category is placed high in the “return chart in one year with 11.17 percent.” But, MF experts feel that all large-cap fund schemes might not perform well. MF managers remain positive and feel that the mutual funds market should improve. The broader market should improve due to increased “earnings performance,” when the recent issues begins to reduce, feels Gunwani of Reliance Mutual Fund, reported The Economic Times. The post Sensex Scaled High Record, However Mutual Funds Return Are Moderate appeared first on OWLT Market.

Despite of the fall in crude oil prices and firm global cues, Sensex hits a high record of 36,492.49 on July 12, 2018. But, returns from mutual funds are just moderate.

S&P BSE Sensex moved 161 points up at 36,424.23 and reached its new high record of 36,492.49 in the early trade on July 12.

Manish Gunwani, CIO-Equity, Reliance Mutual Fund, said that Sensex has made “all-time high” record in spite of all the issues. But, the wider market has substantially “underperformed the Sensex,” over the past six months, he added.

The 2017 GDP ranking by the World Bank that places India ahead of France inspired the market. According to the report, India is ranked as the world’s sixth-biggest economy. But, many mutual fund schemes excluding the large-cap mutual funds have seen negative returns in the past one month.

“The extent of underperformance of the mid- and small-cap indices is near extreme,” said Gunwani.

Fund managers feel that the “market is bi-polar” during this period and that it is an infrequent situation.

At present, the market is favourable for some stocks with high quality growth, such as, Reliance, HDFC Bank, Bajaj Finance, and TCS, said Gautam Sinha Roy, Senior VP/Fund Manager, Motilal Oswal Asset Management.

Roy also added that only these stocks with high quality growth have performed well and not the total market. He further added that the market is scaling up as these stocks hold a heavy weight in the index. Hence, most of the mutual fund schemes are not performing impressively, he said.

The stocks that have seen higher earnings growth or that expecting higher earnings growth are most preferred in the market at present. Mostly, the large-cap stocks are performing better right now. The large-cap mutual fund category is placed high in the “return chart in one year with 11.17 percent.” But, MF experts feel that all large-cap fund schemes might not perform well.

MF managers remain positive and feel that the mutual funds market should improve. The broader market should improve due to increased “earnings performance,” when the recent issues begins to reduce, feels Gunwani of Reliance Mutual Fund, reported The Economic Times.

The post Sensex Scaled High Record, However Mutual Funds Return Are Moderate appeared first on OWLT Market.

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Debt, Hybrid Mutual Funds Classified Under The New SEBI-Defined Categories Mutual fund houses have classified hybrid funds, debt funds, and other funds as per SEBI-defined categories. Based on the circular issued by SEBI, the fund houses have classified the MF schemes under five categories, namely Hybrid Schemes, Debt Schemes, Equity Schemes, Solution-Oriented Schemes, and Other Schemes. The new SEBI-defined categories under which all the hybrid fund schemes are classified include Conservative Hybrid Fund, Balanced Hybrid Fund, Aggressive Hybrid Fund, Dynamic Asset Allocation, Multi-Asset Allocation, Arbitrage Fund, and Equity Savings. All the debt fund schemes comes under the new SEBI-defined categories including Overnight, Liquid, Ultra Short-Duration, Low-Duration, Money Market, Short-Duration, Medium-Duration, Medium To Long Duration, Long Duration, Dynamic Bond, Gilt Fund, Gilt Fund With 10-Year Constant Duration, Banking & PSU, Floater Fund, Corporate Bond, and Credit Risk. The new categories under which all equity mutual fund schemes are classified include Multi-Cap Fund, Large-Cap Fund, Large And Mid-Cap Fund, Mid-Cap Fund, Small-Cap Fund, Dividend-Yield Fund, Value Fund, Contra Fund, Focused Fund, Equity-Infrastructure, Equity-Other, Sector-Energy, Sector-Financial Services, Sector-FMCG, Sector-Healthcare, Sector-Precious Metals, Sector-Technology, and ELSS (Tax Savings). Solution-Oriented Schemes classified under the new categories – Retirement, and Children’s fund. The Other schemes are classified under the new categories – Index Fund, and Fund of Funds. SEBI (Securities and Exchange Board of India) issued a circular requesting the fund houses to classify their MF schemes based on defined categories, last year. The SEBI circular defined 16 categories for debt funds, six categories for hybrid funds, 10 categories for equity funds, and two categories for solution-oriented schemes, and two categories for other schemes, according to report from Bloomberg Quint. SEBI also offered fund houses the permission to make their decision for classifying the schemes based on defined categories. The objective of this re-categorisation is to standardise the mutual fund schemes in India, to bring uniformity and to avoid duplication, as well as to simplify choice for the investors. The post Debt, Hybrid Mutual Funds Classified Under The New SEBI-Defined Categories appeared first on OWLT Market.

Mutual fund houses have classified hybrid funds, debt funds, and other funds as per SEBI-defined categories.

Based on the circular issued by SEBI, the fund houses have classified the MF schemes under five categories, namely Hybrid Schemes, Debt Schemes, Equity Schemes, Solution-Oriented Schemes, and Other Schemes.

The new SEBI-defined categories under which all the hybrid fund schemes are classified include Conservative Hybrid Fund, Balanced Hybrid Fund, Aggressive Hybrid Fund, Dynamic Asset Allocation, Multi-Asset Allocation, Arbitrage Fund, and Equity Savings.

All the debt fund schemes comes under the new SEBI-defined categories including Overnight, Liquid, Ultra Short-Duration, Low-Duration, Money Market, Short-Duration, Medium-Duration, Medium To Long Duration, Long Duration, Dynamic Bond, Gilt Fund, Gilt Fund With 10-Year Constant Duration, Banking & PSU, Floater Fund, Corporate Bond, and Credit Risk.

The new categories under which all equity mutual fund schemes are classified include Multi-Cap Fund, Large-Cap Fund, Large And Mid-Cap Fund, Mid-Cap Fund, Small-Cap Fund, Dividend-Yield Fund, Value Fund, Contra Fund, Focused Fund, Equity-Infrastructure, Equity-Other, Sector-Energy, Sector-Financial Services, Sector-FMCG, Sector-Healthcare, Sector-Precious Metals, Sector-Technology, and ELSS (Tax Savings).

Solution-Oriented Schemes classified under the new categories – Retirement, and Children’s fund. The Other schemes are classified under the new categories – Index Fund, and Fund of Funds.

SEBI (Securities and Exchange Board of India) issued a circular requesting the fund houses to classify their MF schemes based on defined categories, last year.

The SEBI circular defined 16 categories for debt funds, six categories for hybrid funds, 10 categories for equity funds, and two categories for solution-oriented schemes, and two categories for other schemes, according to report from Bloomberg Quint.

SEBI also offered fund houses the permission to make their decision for classifying the schemes based on defined categories.

The objective of this re-categorisation is to standardise the mutual fund schemes in India, to bring uniformity and to avoid duplication, as well as to simplify choice for the investors.

The post Debt, Hybrid Mutual Funds Classified Under The New SEBI-Defined Categories appeared first on OWLT Market.

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South Korean Regulators to Introduce New Cryptocurrency-Related Proposals This Month This article was originally posted on The Merkel - with a dedicated cryptocurrency news section and also a variety of educational articles relating to Bitcoin, [...]

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Bitcoin Purchase with Credit/Debit Cards on Abra This article was originally posted on Ethereum World News - an independent news provider covereing Ethereum, Bitcoin, Ripple, Litecoin dApps, start-off ICO’s and the whole Blockchain [...]

This article was originally posted on Ethereum World News - an independent news provider covereing Ethereum, Bitcoin, Ripple, Litecoin dApps, start-off ICO’s and the whole Blockchain [...]

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Arbitrage Mutual Funds See Tremendous Outflows In June The arbitrage mutual funds category has witnessed a net outflow of 1,423 crore Rupees in June 2018, based on the data available from the Association of Mutual Funds in India. In fact, this is the largest outflow in this category during this fiscal year. The total redemption in the arbitrage category of mutual funds was 5,357 crore Rupees in June 2018, while it was 3,768 crore Rupees and 3,778 crore Rupees in May 2018 and April 2018, respectively. In the past few months, the MF category has seen drop in money, however the net inflows have been satisfactory. The net inflow was 1,238 crore Rupees in April, and it decreased 720 crore Rupees in May. According to Lakshmi Iyer, Chief Investment Officer (Debt) and Head Products, Kotak Mutual Fund, there have been no enthusiastic inflows in arbitrage mutual funds category at least in the past three months. Few quarter-end redemptions must have been added to the arbitrage funds category, said Iyer. In June, the net outflows have been about 1,423 crore Rupees from the arbitrage category. There have been outflows from this category since January 2018, said Iyer. Experts in the field feel that one of the causes for the outflows is the arbitrage categories’ taxation change. In the Budget 2018, the financial minister had declared the introduction of 10 percent tax on dividends in equity schemes as well as on long-term capital gains. Previously, the arbitrage category had an advantage over the debt schemes as they were taxed similar to that of the equity schemes. Hence, long-term capital gains tax was nil. The Chief Investment Officer (Debt) and Head Products, Kotak Mutual Fund, also said that there was no tax earlier, and the arbitrage category is affected in some way by the 10 percent taxation. According to Vidya Bala, Head of Mutual Fund Research, FundsIndia, the outflows in the category may continue in future if the interest rates continue to go up. However, Iyer feels that there is no reason to avoid investing in arbitrage mutual funds, reported The Economic Times. The post Arbitrage Mutual Funds See Tremendous Outflows In June appeared first on OWLT Market.

The arbitrage mutual funds category has witnessed a net outflow of 1,423 crore Rupees in June 2018, based on the data available from the Association of Mutual Funds in India. In fact, this is the largest outflow in this category during this fiscal year.

The total redemption in the arbitrage category of mutual funds was 5,357 crore Rupees in June 2018, while it was 3,768 crore Rupees and 3,778 crore Rupees in May 2018 and April 2018, respectively.

In the past few months, the MF category has seen drop in money, however the net inflows have been satisfactory. The net inflow was 1,238 crore Rupees in April, and it decreased 720 crore Rupees in May.

According to Lakshmi Iyer, Chief Investment Officer (Debt) and Head Products, Kotak Mutual Fund, there have been no enthusiastic inflows in arbitrage mutual funds category at least in the past three months. Few quarter-end redemptions must have been added to the arbitrage funds category, said Iyer.

In June, the net outflows have been about 1,423 crore Rupees from the arbitrage category. There have been outflows from this category since January 2018, said Iyer.

Experts in the field feel that one of the causes for the outflows is the arbitrage categories’ taxation change. In the Budget 2018, the financial minister had declared the introduction of 10 percent tax on dividends in equity schemes as well as on long-term capital gains.

Previously, the arbitrage category had an advantage over the debt schemes as they were taxed similar to that of the equity schemes. Hence, long-term capital gains tax was nil.

The Chief Investment Officer (Debt) and Head Products, Kotak Mutual Fund, also said that there was no tax earlier, and the arbitrage category is affected in some way by the 10 percent taxation.

According to Vidya Bala, Head of Mutual Fund Research, FundsIndia, the outflows in the category may continue in future if the interest rates continue to go up. However, Iyer feels that there is no reason to avoid investing in arbitrage mutual funds, reported The Economic Times.

The post Arbitrage Mutual Funds See Tremendous Outflows In June appeared first on OWLT Market.

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