Would something like this be possible?
What if I were to give a public address to a wallet to someone and a promise that I would leave a set amount of BTC in it for a certain amount of time in exchange for x bitcoin/ dollar / whatever down the road.
Because it's just a public address the person would never be able to take the coins, but the crowd sourced wallets could be collateral for some loan. That loan could be loaned to other people at absolutely no risk to the coin holders, but the coin holders would still be able to make some interest too.
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