Soft forks - risks of fractional reserve. Mike Hearn. I have been reading a lot recently about SegWit, and I thought this is a great article to go through, especially for newcomers, who might be interested in technical differences of compatible (soft) upgrades and incompatible (hard) upgrades.

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source https://www.reddit.com/r/btc/comments/nqxekk/soft_forks_risks_of_fractional_reserve_mike_hearn/