As a person who has traded, been holding and some odd times getting paid in crypto, trying to transfer funds between exchanges, and to and from fiat is still a nightmare. I just tried to transfer from bittrex to binance and there were like 4 options to choose a chain and if the funds don't match the money will get stuck and I will require customer support to recover.
I recently lost XMR for some reason when withdrawing from bittrex, the ticket is still open and I doubt it will be cleared in this bull run.
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source https://www.reddit.com/r/btc/comments/kvlsio/convenience_must_be_the_1_hurdle_for_mass_adoption/